Aug 20


Aug 20

5 Pillars of Retirement Planning — Health

The retirement you want takes careful planning. 我们相信,健康退休计划的五大支柱之一是确保你拥有可靠的医疗保健.

$285,000 Per Couple

Your health is vital for a full life. 也许比退休后保留财富更重要的是保持环亚ag88登录健康. Why? Because if you don’t take care of your health, you won’t be able to travel, spend time with your loved ones, or have the ideal retirement you always dreamed about.

问题是,照顾环亚ag88登录健康也是退休生活中昂贵的一部分. 平均每对退休夫妇的医疗费用为28.5万美元,这还不包括长期护理.1 我想我们都同意美国的医疗保健系统至少存在一些问题.

The reason for those high costs is another issue for another day. The question is how are you going to deal with those kinds of expenses?

Prioritized Health = Reduced Risk

你能做的最好的事情之一就是尽量避免沉重的医疗费用. 在你退休前照顾好环亚ag88登录健康是金钱买不到的最好的药物.

That means eating better. It means exercising more. It means going to the doctor for regular check-ups. It means being smart about how you spend your energy later in life.

But we all know life happens. 即使你是世界上最健康的人,做每件事都是正确的, 你仍然有可能受伤或得重病. At the very least, you’ll be getting older, right?

We Prepare for Worst-Case Scenario

Because no matter how well you take care of your health, something could still happen, 所以我们环亚ag88登录确保为最坏的情况做好准备. 这并不意味着你必须像最坏的情况会发生一样生活——那就是恐惧.

它的意思是,我们坐下来一起,想出一个计划,我们将做什么,如果一些更糟糕的事情发生. That plan may cover health care, Medicare, Medicaid, deductibles, copays, long-term care, and everything in between. Once we have this plan drawn out, you’ll be surprised how much you don’t have to live in fear anymore. Instead, you can live with courage knowing you have a plan.

我们的目标是保护环亚ag88登录退休生活不受医疗费用的影响, so you can live a happy and healthy retirement. 霍夫曼金融团队在这方面做得很好,我们很乐意今天就帮你制定一个计划!

1 http://www.fidelity.com/viewpoints/personal-finance/plan-for-rising-health-care-costs

If you want to hear about the other four pillars of retirement, click below to schedule an appointment with one of our advisors!

5 Pillars of Retirement


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