你想要的退休生活需要仔细的退休计划. We believe there are five key pillars that help build a healthy retirement plan. 其中一个支柱就是社会保障.
The Social Security benefits you receive in retirement are determined by a few factors. 例如, 如果你能尽快接受社保, 他已经62岁了, 你得到的回报会比你等到晚些时候得到的要少. That’s because your Social Security benefits have to be spread out across more time.
另一个因素是环亚ag88登录工作经历. Many people don’t know that you have to achieve a specific total of work credits over your lifetime by working to receive Social Security. You achieve a work credit by making a certain amount of money per quarter, 也就是说你一年能赚四个学分. You’ll require 40 work credits to qualify for Social Security in retirement.
除了, making more money over your lifetime means you’ll receive higher Social Security benefits in retirement. The government takes 35 years of your highest-earning work history and averages it together to calculate how many Social Security wages you’ll receive in retirement. To maximize your Social Security benefits, you’ll want to earn as much as possible.
The timing of when you file for Social Security in retirement is also important. Many people now work later in life as the retirement age continues to rise.
霍夫曼金融, we look at your Social Security benefits as one piece of your retirement planning. 社会保障有很多不同的策略, 适合环亚ag88登录那个人可能和别人不一样. We can discuss what Social Security strategies might work best for your situation so you can maximize your Social Security benefits.
是亚特兰大一家著名的退休计划公司, we work hard to make sure your Social Security plan aligns with your retirement goals and values. 我们一直为你工作，让你为退休感到骄傲.
http://www.fool.com/retirement/how-work-history-determines-get-social-security.aspx
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