十多年来, there haven’t been a lot of changes to the way the retirement system works here in the United States. 然而, 12月20日, 2019, there was some bipartisan legislation that changed the game; that is called the SECURE Act.
现在, 安全法案做了很多事情, 在接下来的几个星期里, 我们将讨论这些东西, but here are a few highlights to get started.
The first thing the SECURE Act is going to do is make it easier for small businesses to band together and build retirement plans. The second thing it will do is change the required minimum distribution (RMD) age. The third thing it’s going to do is change the way retirement plans work at corporations, meaning they’re going to have options with annuities and will have different rules as far as the fiduciary code goes.
The point here is we’ve had massive changes. Everything is very different and if you haven’t heard about it, you need to take a look. Over the next few weeks, we’re going to go through those details. 我们要揭露事实真相, and we’re going to help you understand what this is, 它在做什么, and how it can affect you as you move through retirement.